Monday, December 11, 2017

House closed on Friday

Our new home closed on Friday. I worked a lot of overtime last week. We have been moving since Friday evening. Most of the furniture that would fit into my husband's truck is at the new house. The kids bedrooms are at the new house. Most of the dining room is at the new house. We still have about 1/4 of the house to get packed up and moved.

There are boxes everywhere at the new house. I have been packing up the old rental and moving stuff in my car while my husband and the adult kids have been packing and moving stuff in his truck.

It has been very busy. We would like to be fully moved in (not unpacked) by Wednesday evening. I would like to get the carpets professionally cleaned at the rental and spot clean the areas that are in need. I would like to be done with the rental and have the walk through with the property manager on Sunday.

We have to get the utilities in our name at the new house by Wednesday. I will plan on doing this hopefully today or tomorrow. I can't turn off the utilities at the rental until after the walk through is complete per my lease requirements.


Wednesday, December 6, 2017

Medical Coverage and Overtime

I was receiving texts all weekend about being short staffed and very busy at work. I had been spending time with my family so I did not accept the offer for the overtime. I did receive a text message about the short staffing on Monday and offered to accept the overtime shift. I worked Monday night and will make straight time for 4 hours of the shift and will get 8 hours of overtime for the rest of the shift. My manager also put in for a one time 100 dollar shift bonus for coming in.

My manager was very thankful that I accepted the offer to work Monday. She even offered to split the shift with me as the primary bedside nurse in CVICU and I was so surprised. She said that if I didn't want the full shift she would cover the rest. I worked the full shift since we need the additional income to help with moving expenses and the rental fee that we will pay once we break this lease.

We had a lot of health related issues these past few weeks. My daughter was in the ER for those kidney stones. I wrote a post about that. I did not see a bill come in the mail for the balance due since we just got our health insurance coverage and have not meet the deductible. We did have a co payment for the ER which does not get included into the deductible. I found out after looking at the online EOB paperwork that the visits were covered 100 percent after I paid the co payment.

Our doctor visits are apparently the same. I pay 40 dollars a doc visit and my insurance covers the rest of the costs. I had to see an ENT this Monday for persistent issues with coughing since May and I found that the procedure that they performed will be covered 100 percent after the 40 dollar co payment. I am being sent to the speech pathologist next Monday for a video guided swallow study. There is no cost to me according to the diagnostic center because of my insurance coverage.

I am trying to understand this new insurance. At my former position if you did not meet the deductible when you went to any health provider you were responsible for the total costs until you meet the dollar limit.

My new insurance has a individual deductible and a family deductible. I know that co payments and medication costs are not included in the deductible. My insurance demands that we use a mail order service for all medications for chronic conditions. My husband gets his medications filled at CVS due to his prescription coverage through Silver Script in addition to my coverage for him. He is the exception to this, but I am trying to work with my prescription plan to see which would provide the best financial option for us.

We have been to a new mental health doc to obtain our maintenance meds for various chronic conditions. I am so thankful to be able to afford this service as many are not able to and as a result end up dealing with some major concerns with not having their medications. We are blessed in that respect to be able to have access to health care.

Sunday, December 3, 2017

Sunday

We are going to our cousin's home this afternoon for dinner. She sent me a text message yesterday after noon asking if it was ok to have a lasagna for dinner. I told her that it would be great and there are quite a few frozen ones that I saw at the store a couple of weeks ago. She said that she doesn't eat the frozen lasagna and that she would be making it at home.

So, I asked her what we could bring over for dinner. She said "we don't have any soda and I know that your family likes it to drink so they could bring that". I am OK with this because I don't expect their family to supply specific drinks for my family. We have different generic kinds that my husband bought yesterday and everyone can pick and choose which ones to bring with us. The cousin's kids drink soda so this will be a welcome thing I hope (unless their kids do not drink generic soda).

I wanted to make some Bisquick rolls to bring with us to dinner tonight. We have a box of Bisquick and I also have a small amount of fresh garlic and real Parmesan cheese from Aldi in the fridge. There are very well liked at my house and I hope some fresh garlic Parmesan rolls would go well with the lasagna. Yes, there will be a lot of carbs with the rolls and lasagna, but I know for a fact that the cousin's kids are carb lovers. If there are any rolls left over I can always bring them home for lunches this week.

We have green beans and brussel sprouts in the freezer. I will not be bringing those with us for dinner as they will only be eaten by the five of us. I don't want to waste veggies on folks that will not eat them.

My oldest daughter is going to work soon. I offered to make her some breakfast and she opted for scrambled eggs. I made three scrambled eggs and split them between the two of us. She has a glass of milk with hers and I have a cup of decaf tea with mine.

Saturday

Yesterday my husband went to get some Christmas stocking stuffers for the kids and their cousins. There are a total of five "adult children" and four "adults" for a total of nine people for the secret Santa stockings we are participating in with our cousins. He went to the Dollar Tree and found some very nice selections and also put in gift cards to the local movies for our kids stockings that they will be given on Christmas Eve.

My husband also did some grocery shopping and brought the groceries home. The kids absolutely love when he goes shopping because my husband is a snack shopper. He spent his money (we have separate checking accounts and savings) that was left after he paid his bills (he gives me 300 a month towards the household budget). My oldest daughter put her 10 percent of rent money that she pays into the gas tank. My middle daughter bought a large bag of cat food and some cat litter with her 10 percent. I don't care whether they give me their rent money or if they choose to spend it on household needs as long as they are able to contribute. It gives them a sense of ownership, accountability, and responsibility.

My husband bought a gallon of milk, some soda (just to be clear, he went from drinking Coke Cola for years to generic soda which is a bit cheaper, and he does drink water, but he is not going to stop drinking soda so he buys it himself and I don't have to), he bought two bags of potato chips, a package of cookies, two large boxes of cereal, and a couple frozen pizzas. Like I said he is a huge snack shopper and he spends his own money and I don't have to take it from the house budget. He did put gas into one of the vehicles too (which I really appreciate since gas prices are a bit higher in Florida verses Virginia).

I put a eye of round beef roast in the crock pot yesterday. It is a small roast. I put in three large carrots, half a thin sliced onion, a few cut up potatoes, two cloves of garlic, and the last packet of "brown gravy mix" I had. I added a small amount of water. I let this cook all day and we ate a late dinner at 8 pm since my husband and I were out last night in Orlando walking in Disney Springs (which is free and doesn't charge for parking).

I am not fond of eye of round beef cuts of meat. We really enjoy the chuck roast cuts. The eye of round was tough and I felt it was a bit dry. My mother in law bought it when she was here to visit a few weeks ago and she enjoys this cut of meat. I didn't think to call her and ask about cooking times since I have never really had a meal that I didn't like from the crock pot. I am pretty sure if I have this type of cut again to serve the family (I won't buy it as a usual grocery purchase, but I do occasionally buy chuck roast if the price is within my budget) I will have to give her a call. My husband really enjoyed dinner. My kids ate a small portion of the beef and had a bunch of the veggies.

I was thinking that it would be nice to have a beef veggie soup again for lunch this week. There is a small portion of last night's left and I might just give it to my husband for his late breakfast early lunch and get it finished.

Friday, December 1, 2017

Christmas

When we decided to move from Virginia to Florida it was a huge decision for the five of us. I was working a full time job (as an intensive care nurse), a part time job (adjunct nursing faculty at a private university), and a prn position ( as needed nursing supervisor). I was able to afford a bit more than we ever had and was "always working". We were able to move to a rental home in this area in July (my husband and kids) and I arrived in August.

I had a full time position waiting for me in the new city. I secured employment in June of this year but had ti stay behind to finish my master's degree in nursing first. My new employer was aware of that and she agreed to wait for my arrival. I was truly blessed in this because I was offered relocation bonus and a sign on bonus for two years.

My mother in law helped us with the moving truck and I used my relocation bonus to pay her back in full when she was visiting us a few weeks ago. I handed her 3,000 dollars cash and let me say that it felt very good to be able to give her the money back. I was very proud to be able to do that for her.

I took a four dollar pay cut to accept this job, but the shift differentials work out to be the same as my past full time job that I left. I worked all the time and am trying to get used to having only one job and right now there is no overtime available.

We sold our house in Virginia and it had a contract within two days of putting it on the market. It finally closed in August and we have that money in the savings since we close on our new house December 8th.

The new home is our family Christmas gift to each other. We have worked hard to get to Florida and I told my kids that their gift (my girls have always shared a room) was that they will have their own bedrooms. My son is thrilled to be in Florida because "Mom I can wear my shorts and flip flops in the winter and it is not cold". I love how simple things please my "adult children".

My work is going to have a christmas exchange. I was very hesistent to participate, but was asked to put my name in the drawing for secret santa. I put my name in and was able to select nurse to be a secret santa for. She likes the color green, dark chocolate, coffee, books, and Chipolte. She wrote on the slip that she does not like bath and body works. I am thinking that I can work with what she likes to have a small but nice gift for her.

My kids are getting stockings and we do this every year. They are getting one or two gifts each from myself. They understand that I am not working more than one job and that money is always a bit tight each pay period. They are very understandable and I am so proud of them. They do not need anything really and if they do my girls can get it with their own income from their part time jobs. My son doesn't need anything either and we are in the process of working with social security for him.

I wanted to get my husband a small gift. He is very easy to shop for and will tell me exactly what he would like. He understands that funds are limited and would be pleased with just about anything.

My cousins: We choose names for secret stockings. There is supposed to be an ugly sock party. The secret stockings are not be over ten dollars. This I can work with. The ugly sock party I can participate in as there are really fun socks at Dollar General where my girls work. The part that I am having problems with is a gift for the secret stocking that has to be a 50 dollar limit. There is also a family gift.

I love my husband's family and enjoy the times we are together. They are very different from us. There house is full of beautiful stuff. There is a lot of beautiful things there. We got rid of 90 percent of our "Stuff" when moving.

My kids have a dresser, a bed, and a desk in their rooms. They have all of their clothes. I didn't know how much clothing until we started packing. Jeesh!

My husband and I are sleeping on high quality air mattresses. We have to eventually get a new bed. We each have a dresser and there's one desk in our room. 

Our living room has a entertainment center. We have the sofa and one side table.

Our dining room has a beautiful ottoman and a straight back chair that was given to us by our cousins. We have our old fashioned dining room table that has been in my husband's family for a long time. We were given this about 20 years ago and love it. It has two leaflets in the table and we can sit up to six people. We have a hutch, a book shelf, and another old dry sink.

Our kitchen in the rental came with a stove, fridge, and microwave. The dishwasher, clothes washer, and dryer came with the rental. The rest of the kitchen stuff is ours.

Like I said we don't have much in the way of stuff. I guess Christmas is not going to be a "stuff Christmas" for my family. We are going to be in our new house. We are going to be unpacking. We are going to be able to live in a wonderful place with a brand new home. It will be finished building next week. The house will come with brand new appliances in the kitchen.

My mother in law ordered us a washer and dryer with the 3,000 dollars I gave her in cash a few weeks ago. The washer and dryer will be delivered on December 11th at our new home.

Christmas is going to be wonderful for my family this year.

Been working!

I worked Monday, Tuesday, and Wednesday night. I do have 12 hour shifts with less than a ten minute ride home.

Monday's dinner was the last of the freezer turkey from Thanksgiving with my mother in law. I took the turkey and put it in a casserole dish covered with some gravy and green beans. It was just "ok" and we did finish the last of the bird. I took the rest of this to work Monday night.

Tuesday dinner: I woke up Tuesday afternoon and found that there was no plan for dinner. I asked my husband what he was going to make and he said that he didn't know. Well, I usually get up about 2:30 since I don't sleep well during the day time. We had a "loud discussion" about dinner not being planned. I put some ground beef patties in the oven and served cheese burgers and fried potatoes for dinner before I went to work. I took half a cheese burger to work and a small portion of the left over potatoes with me.

Wednesday dinner: I slept until 4:30 in the afternoon! I was so tired and my husband actually woke me up and told me that dinner was ready. My daughters bought KFC and took it home for the five of us. They had a coupon for a 12 dollar meal bucket. It served all five of us with a couple small things left over. The chicken was a welcome distraction from my own cooking and honestly it was pretty good. I took what was left to work for my lunch.

Thursday dinner: When I got home from work yesterday morning, I put a very small beef roast (It was 1 and a half pounds) in the crock pot. I put in the last can of cream of mushroom soup and an onion soup packet. The onion soup packet was the last one too. I added three cut up carrots, five small potatoes, half an onion, and two cloves of garlic. I added some basil and black pepper. I let this cook all day and we served dinner at 4 since my daughters had to be at work for 5 pm. There was nothing left of this meal. Everyone raved about how nice the roast was and the gravy it made.

It's Friday and I am off work until next Thursday which is really nice. We are scheduled to close on our new house December 8th and we have some packing to get done over the next few days.

Friday dinner: Honestly, I am leaning towards pancakes and scrambled eggs. We have a box of Bisquick and a bit of milk that needs to be used up. We all like breakfast for dinner and would probably enjoy the easy meal with little clean up.


Monday, November 27, 2017

What's been cooking?

We had our usual Sunday dinner with my husband's cousins. I ended up making angel hair pasta with homemade meatballs and a meat sauce for those who do not eat meatballs. I have really known a family with kids who are so very picky since my kids are pretty much easy going about what they are eating.

Sunday breakfast: My kids had cereal and milk. We still have honey nut Cheerios left (Publix, my MIL bought). My husband had some toast with peanut butter. My husband's friend was given a ham and cheese breakfast sandwich that I made and heated up for him. He did ask for a second one and I was thrilled as we have a lot of ham still.

Sunday dinner: I made angel hair pasta with two jars of spaghetti sauce. I made 16 small meatballs with a pound of 85 percent lean ground beef and used some left over homemade bread that I had in the freezer as breadcrumbs. I added three cloves of garlic to the ground beef, some spices, and two eggs. The meat sauce was strictly another pound of 85 percent lean ground beef and the second jar of spaghetti sauce. We have quite a bit of spaghetti with meatballs and meat sauce left over for lunches today. My husband's cousins brought bagged salad over and two loaves of Chigaco Italian Bread which is great and makes wonderful toast. We had three kinds of salad dressing in the fridge to offer with the salad. We did not have any dessert with our family dinner.

The cousins are very picky and sometimes Sunday dinner is quite frustrating. Their kids are very hard to prepare meals for as they only eat certain things and at times we don't have the foods that they like. The kids usually will come over with something all ready made from the grocery store which is fine I guess. My kids eat what ever is served to them most of the time or they can fix something themselves.

Monday breakfast: I toasted some of the Chicago Italian Bread for breakfast. It makes amazing toast and it is thin sliced. I did put real butter on my toast with two cups of decaf tea. I have been reusing my decaf tea bags for the second cup of tea without any problems.

Monday lunch: We are pushing ham sandwiches today. What ever sliced ham is left over this afternoon will be put into the freezer for another meal. We served a ham dinner for our second thanksgiving meal this past week with our husband's friend that visited for the week. We got him to Orlando International Airport yesterday and he left for Virginia. He was back in Winchester and at home by 6 pm.

Tonight's dinner: I had some left over turkey in the freezer from our Thanksgiving with my husband's mother. I thawed it last night and put it in a casserole dish with the last of the jarred gravy we had. I added some frozen green beans to it and put it in the fridge. I will heat this up in the oven and steam some rice to serve with it for dinner tonight. We still have left over salad from yesterday that will be served with our dinner tonight.


Saturday, November 25, 2017

Lunch today

I was able to put the left over corn and peas from our Thanksgiving into the oven to warm up. We had burgers last night that my daughter bought from the store and french fries. We had some fries left and one burger. These got reheated in the oven. We also have a lot of sliced ham which I offered as sandwiches today. We reheated the baked beans from our Thanksgiving as part of our lunch. There was some left over pasta salad also that we were able to finish. I opened the only package of cheddar sausages we had and put them into the oven. We fed six people since my husband has a friend staying with us until tomorrow.

The corn, peas, fries, the one burger, and pasta salad are finally gone. We have some baked beans left, but these were reheated twice as of today. We still have a lot of sliced ham left over and this will be for sandwich meat this week.

Our ham bone is in the freezer for a soup once we have dry beans or peas or both.



Friday, November 24, 2017

What's been happening?

My husband's mother came last week to spend a few days with us. She flew and arrived on Tuesday evening and left us on Saturday morning arriving back in Providence in the early afternoon. We had a lot of fun with her and we were able to spend a couple meals with her while she was in town.

We went out to eat several times with her and had a blast. One lunch we were out and were able to sit outside by the lake to enjoy each other's company. The weather was wonderful and she commented that she didn't see us often when we were living in Virginia, but now that we are living in Florida she stated that she would come more often to enjoy the weather. My husband was so happy to have his mother with him for a few days. My mother in law enjoyed the rental house and she thought it was beautiful. We were able to show her the unfinished new house that will be completed in December. We talked to the building office and requested the key to the house so that she could see the lay out of the rooms. We actually had dry wall put up! It is exciting! We took her to one of the finished homes on the same street that was the exact model of ours. She loved the finished home and was so excited. She feels that we made an appropriate decision in deciding to buy a newly constructed house.

She took us to Publix last week and asked me to get some groceries. We were in Orlando at that time and she would not take no for an answer. She stated to me that she knows how it is to live on a limited budget with five people and did not want to add to stress. I asked her to go to Aldi but there was not an Aldi in Orlando that I knew of. She filled the freezer, the fridge, pantry, and even bought some dog food for our beloved beagle Jackson.

Meals: We went out most of the time and she refused to let me pay for meals. I did however, get to pay for the Thanksgiving meal we had since I bought everything before she got here. We celebrated last Thursday and had our cousins over at the same time. We fed eleven people with a turkey meal and had a lot left over. We made turkey soup also and I have turkey stock in the freezer now.

We had a second Thanksgiving yesterday with the family and a friend of my husband's. I cooked an 8 pound ham and we have a lot of left over ham for sandwiches which is really nice. We served a potato salad, pasta salad, corn, peas, baked beans, and of course, the ham. It was a very non traditional meal for Thanksgiving, but we did not want another turkey, and mother in law did pay for the ham when we went shopping.

Other than being at home, going to work, and taking care of the family, I have not been doing much. I am hoping to work some more on my blog this weekend. I hope everyone is doing well and enjoying the time with their families.

Tuesday, November 14, 2017

What's been cooking?

Sunday I boiled eight eggs for the kids to snack on. Even when the kids were little they enjoyed hard boiled eggs as a snack or served for lunch as egg salad. They will eat egg salad on bread, in a bowl, or with a few crackers. They like them plain also and prefer them with no salt or pepper added. My son is not really an egg salad kind of kid, but he will eat a small portion of hard boiled egg if it is cut on a plate for him.

Sunday dinner was at our house. Our cousins did not come on Sunday because they enjoy football in the afternoons and dinner disrupts it. LOL. We are not a foot ball family, so we are OK with that and we are able to plan family dinners together on different days, but I work and my girls are working part time, so it is hit or miss on who will be around during the week or the weekend evenings.

My husband's cousins and their kids are not employed. He is retired from an air traffic control position and she stays home.

Sunday dinner for the five of us included some marked down chicken tenderloin that I found at Winn Dixie this past week. The package was very small and had seven strips in it. I marinaded the chicken in Aldi garlic and herb mixture and let it sit in the fridge for about 6 hours. I added some breadcrumbs to the chicken and put it in the oven. We had some buttered green beans, brussel sprouts, and steamed rice with the chicken. There was not enough chicken for the five of us. I have each of the kids two chicken strips and the last one went to my husband. I had some rice and a lot of veggies. There were no left overs for this meal to have on Monday.

My girls ordered some Chinese food last Friday while I was at work. I found the left over chicken and veggies in the fridge. They were in some brown sauce. Monday lunch consisted of some more steamed rice and I mixed in the chicken, veggies, and the brown sauce. It made lunches for my husband and myself. My oldest and middle daughter requested egg salad. My son made a few peanut butter and jelly sandwiches on whole wheat bread.

Our cousins called yesterday and wanted to know if we would come over last night for dinner. They had chicken breast in the crock pot, with mashed potatoes, some rice, and steamed brocolli. My oldest was with us and she had two servings, my middle DD was at work, so she was given a plate to go to have when she got home. My son decided not to cooperate with what was served, so his cousin (they are the same age) decided to heat up some hot dogs for himself and Kevin.

My husband and I had a dinner plate. I had ice water to drink and my kids along with my husband had soda that his family provided. Overall, it was a fun evening.

My mother in law and a friend of hers is coming to visit from Rhode Island today and staying until Saturday in Orlando. They want to come visit us (we are about 70 minutes from Orlando) and mentioned that they wanted to go out for dinner tonight. I can tell you that funds are tight here because I am trying to keep everything in the bank until after the house closes on December 8th. I talked to my husband about this and he stated that his mother wanted to treat the five of us. I am going to look over the budget in a little bit. We are not expecting her until after 4 pm. We are having thanksgiving with her on Thursday. I have a 14 pound turkey thawed in the fridge. I am also working Wednesday, Thursday, and Friday night. She's a registered nurse too and is still working at 75 years old part time. She says she likes to travel and enjoy life so she continues to work.

I had some frozen left over roast with gravy in the freezer. It is a very small portion. I decided to make a small vegetable beef soup for lunch for the five of us. The roast was cut into very small pieces and put into the crock pot. My husband bought some frozen "Vegetable soup mix" prior to when I arrived at the rental in August and I found it in the freezer. I assumed he bought it as I don't remember buying it. It has green beans, celery, onion, potato, tomato, lima beans, and okra in it. I took all the okra out of the package and added everything else to the crock pot. I had a package of onion soup mix from Aldi that I added to the crock pot with some water. This will be lunch for today and I will take it to work with me this week.

Saturday, November 11, 2017

Life happens...

I made pork ribs for dinner the other night. I found them on clearance and marked down at Winn Dixie. We don't usually have pork ribs and this was a surprise for us. I put the package in the crock pot with sliced onion and BBQ sauce. We had that for dinner and it was pretty good.

Last night I had a migraine and we had leftover chicken, baked beans, and mac and cheese for dinner. I made a from scratch gravy to put over the chicken. We finished up all the left overs in the fridge and there was little complaining.

A couple of things:

My middle DD went to the urologist. She needs a second ultrasound in a week and a half and then a follow up with the urologist. She continues to feel fine and does not have any pain or discomfort since Tuesday morning. We are thinking that she may have passed the stone, but the ER did not give her a strainer, and the urologist did on Thursday.

My girls bought pet supplies yesterday. They chipped in and bought cat food and two containers of cat litter. I was proud of them since I was working night shift the past three nights and did not make it to the store.

My health insurance has decided to send pre authorization for the anti depressant I take called Viibryd. They wanted me to try two SSRIs and needed documentation. I contacted my old doctor in Virginia and they sent my records to the new MD. The new MD was able to navigate through the insurance company and prescription company to get my medication approved for one year. I was paying 251 dollars a month through Good Rx at CVS and the 90 day cost is 126 dollars.

My oldest has her medications through the 90 day service for 10 dollars each. She received three medications and we can not beat the price on them.

My husband needs a new antipsychotic medication. His previous one is no longer working for him and he is symptomatic. The new MD put him on Latuda daily. This medication costs 570 dollars with my insurance coverage AND medicare. We were able to contact the MD and he was willing to give out enough samples until his next appointment. We are going to discuss if it is possible to change the med to something else or get a drug scholarship.

I have been having issues with chronic pain. I usually just take two Tylenol tablets, but my arthritis appears to be getting worse, and I am only 45 years old. The ibuprofen and/or Aleve really makes me feel sick to my stomach and I choose not to take those.

I heard back from the disability office regarding my special ed kid. He does not qualify for social security because he has never worked (well yeah, he has never worked, he just graduated in May and we are having a difficult time trying to find him a part time job). The office told me that he would qualify for "disabled adult child benefits". We have a phone interview on Monday at 1:30 in the afternoon. I am hoping for the best.



Thursday, November 9, 2017

What's been cooking?

Sunday: I worked Sunday and my husband made chili in the crock pot. He used some stuff we had in the pantry and ground turkey from the freezer. We have a small amount of chili left in the fridge for another person to have a bowl. There's just enough chili for one person.

Monday: We spent the day in the ER with my daughter. We got take out since it was after 8 pm when we finally got home.

Tuesday: I would have to look back in my blog and see if I posted what we have. I wrote on Facebook to my mother that my oldest daughter made sloppy joes.

Wednesday: I made sticky chicken for dinner. I bought chicken legs at Aldi a month or two ago for 69 cents a pound. There were a total of eight legs in the package. I went to all recipes and found a sticky chicken recipe. I opened a can of baked beans. I made a small pan of mac and cheese using the last of the rigatoni in the pantry, two handfuls of shredded cheese, a bit of butter and some milk. There's a bit of this meal left over in the fridge.

Thursday: I am working tonight and tomorrow. I had a package of pork ribs that I thawed in the fridge yesterday. I did cut them this morning and put them in the crock pot. I added a bunch of thin sliced onion and a small amount of BBQ sauce. I will warm up some green beans and I had a box of "white shells and cheddar" in the pantry.

All the left overs will be put out for tomorrow's dinner. I take leftovers to work and will probably take the last of the chili with me tonight. I cut most of the chicken off the bones when I serve it because I want to make a small crock pot of stock with the seasoned bones and drippings.

Tuesday, November 7, 2017

My middle daughter

I worked Sunday night and my daughter sent me a text message telling me that she was not feeling good. I asked her what was bothering her and she told me that she had a very bad stomach ache.

Well, I took her to Urgent care yesterday morning when I got home for unrelenting abdominal pain. Urgent care ran some tests and immediately sent us to the emergency room for further evaluation. My daughter is a trooper and I was a hot mess. My nurse brain left me and I became the worried mother at the bedside of a sick adult kid.

She was given some IV fluids, pain meds, nausea meds, and they did some blood work. They did a lot of blood work actually. They did an ultrasound of her liver, gall bladder, pancreas, spleen, both kidneys, aorta, superior and inferior vena-cava, and then did a CT scan for further evaluation.

Urgent care stated that my daughter had gall stones. Finally after 8 hours in the emergency room we found out that she has several kidney stones, bilateral lung atelactasis, a lesion on her pelvis, and a raging urine infection, and hydronephrosis related to the kidney stones.

They gave her several scripts for pain medicine, nausea medicine, and flomax to dilate her renal system in hopes that she can pass the stones. The stones are 0.6 mm by 0.5 mm in the right kidney. We were also given a referral to see a urologist that accepts our new insurance plan. I will make sure that she gets her prescriptions filled and the call is made for the urologist consult when I get home from a work meeting 8 until noon.


Sunday, November 5, 2017

The budget


I got paid on Friday and made half a rent payment for December. I was able to put some money towards my student loan (I have made two payments this within the past four weeks) and this is in a grace period until February since I graduated in August with my MSN. I did put 200 dollars into the savings and went to the grocery store. I found four packages of marked down meat at Winn Dixie and was able to buy those for the freezer. I bought our Thanksgiving turkey at 0.79 cents a pound and it is 14 pounds. We love turkey and will really enjoy this as it will make several meals.

I am waiting for the utility bills to come in so that they can be paid. I did get the water bill and this has remained the same since we arrived in Florida and living in the rental. The amount doesn't vary much but it is within a dollar each month give or take. This month the water bill was 146 dollars.

Last month's electric bill was outrageous. I almost cried when I opened it. The total cost for 31 days was 338 dollars. We found out that the central air conditioning was set at 72 as "scheduled" and I am not sure, but I think I was the one that changed the temp as a mistake. My husband was able to look at the thermostat and was able to turn off the air conditioning and turn it back on. He was able to set the air conditioning at 78 and put it on a "hold" status so the setting would not fluctuate. The electric bill was paid in full last month and did put a bit of a strain on the budget. We did have the air conditioning off for a few days last week since the temperature was in the mid to upper 70's.


Saturday, November 4, 2017

It's November

I am finally off orientation at my new job and working 12 hour night shift in the CVICU unit. I was able to locate new psych docs for the family and we found that the 90 day prescription service that is required for employees and their families to use is a god send.

Good RX  prescription discount program was a blessing also, but I found the 90 day mail order fabulous with two exceptions. The 90 day service does not cover my antidepressant, Viibryd, and I am paying cash at CVS to the tune of 251 dollars a month through Good RX. The insurance company has requested documentation from the doc about failed SSRI's in the past. I have failed Zoloft, Lexapro, and tried trintellix (which I liked but one of the side effects was severe itching). My other meds are covered for 90 days and have ten dollar co-payments.

My daughter's Abilify was 69 dollars through Good Rx for a month. My prescription coverage through work charges a 10 dollar copay for 90 days for the generic drug. This is a blessing since it is a huge savings.

My husband is beginning Latuda. Latuda is a newer drug that is very expensive. The psych doc is going to give them samples since the cost for my husband with medicare prescription coverage and my insurance coverage still charges us 570 dollars to get this filled. The doc stated that he would help us with a prescription scholarship for this drug.

My middle daughter takes Latuda and she has enough in her current prescription that we filled a month ago with what she brought with her in the move from Virginia to Florida. We will have to make sure that she gets a drug scholarship form filled out for this so that she can continue to take this as she has been on it for years. My old insurance had no issues with filling this prescription.

I did apply for disability benefits for my autistic son. We have an appointment at the local office on Monday November 13th. The "case manager" stated that he would qualify for "disabled adult child benefits" and that they need more information.

My girls have been working at Dollar General. They are the two only part time employees with the managers. This store has a high turn around rate and my girls tell me that there's drama. I explained to them that there is no perfect job and that when we go to work, we are there to do our jobs, and do them to the best of our ability. They are working 15 to maybe 20 hours a week. My girls are required to take part of their check to pay "rent" and we use it for gas money for the two vehicles.

My husband has given me 300 dollars of his disability check to help cover the monthly bills. If my son does get the OK to obtain benefits, I spoke to him about paying "rent" and he said "It is an adult thing" and "I can do that". He told me that he wants a checking account and a savings "like you Mom". Since we have moved here he has put in numerous applications for part time jobs, had one interview, and no success with obtaining a job.

I am working my three shifts a week and would like to not pick up any overtime. The savings is intact. The builder contacted us a week ago and told us that the house was going to close in late December because they were behind schedule. We got told yesterday that the house would close on or near December 8th. The first date of closing we were told was November 30th.

I have not given notice at our rental yet. I will give notice when we close on the house.

Friday, October 6, 2017

Weekend plans?

Does anyone have weekend plans? We don't make plans usually. We always hang out at home, go to the park, go for walks, go to the library, or just enjoy each other's company. Last Saturday we went to a bar and grill to listen to some live music. We had a GREAT time. We each had soda, tea, and appetizers (chips and salsa). It was a lot of fun and the music was amazing.

Meals yesterday consisted of scrambled eggs for breakfast. Lunch was tomato soup (for myself and my son), my husband had tuna sandwiches, and my daughters had ramen noodles. Dinner was two from scratch cheese pizzas. I made the crust with my bread machine. There was nothing left of the two cheese pizzas I made. I had mozzarella cheese in the fridge, used a half jar of lurking spaghetti sauce, and of course, some onion powder, garlic powder, and Italian  seasoning. My kids loved the pizzas.

I made a vegetable pizza for my husband and myself. We used the same pizza crust recipe for the bread machine. I had some small colored peppers (red and yellow) that I cut up, two chopped up roma tomatoes, some fresh garlic, and sliced onion. The pizza was pretty good. It was less expensive to make verses ordering out from a pizza place. There were two pieces of veggie pizza left this morning that my husband had for breakfast.

My son had his carnation instant breakfast this morning when he woke up. He also had two peanut butter and jelly sandwiches for lunch. My daughter had a bowl of cereal. My middle daughter had some leftover pork, gravy, and mashed potatoes that were in the fridge.

My husband asked for scrambled eggs, bacon, and fried potatoes for dinner tonight. This is an easy meal to make. We have some laundry to get done. I have washed two loads so far. I was at Dollar General this morning to get some drain clogger stuff for the kids bathtub. I found a shopping cart full of xtra laundry soap 75 ounces marked 50 percent off. I asked for the price and it ended up being 1.30 a bottle. I only bought one bottle but will consider going back for the rest (there was about 12 in the cart) since we use this liquid detergent for laundry.

Have a good day!

Wednesday, October 4, 2017

Meals today

I had a bagel with cream cheese, a cup of decaf tea, and a small peach. My son had an instant carnation breakfast shake. We bought a 6 pack of them in bottles for him. He has not been eating much and he is so thin. I am concerned about his nutrition. The bottles of carnation instant breakfast have 15 grams of protein verses the dry mix that has 13. The bottles are easier for him to get and use since he has a developmental disability.

My daughters had bowls of cereal.

Lunch consisted of a ham sandwich for me, my DH didn't want anything, my girls made sandwiches, and my son refused stating that he wasn't hungry.

Dinner consisted of the rest of the pork tenderloin in the crock pot with the remains of mushroom gravy I had in the freezer, mashed potatoes, and a small salad of sorts with two roma tomatoes, sliced cucumber, and two small yellow peppers.

I am completing the modules that are required for my work. I had 29 to start with and as of right now I have only 5 more to complete. I am making a lot of progress, but it gets tiring staring at a computer screen for hours at a time.

We did a load of laundry, folded about four loads, and my son put them away. We ran the dishwasher once and are about to run the second load in a few minutes. I didn't do dishes yesterday because I thought my family may want to do them (HAHAHA).

We got the water bill. The last water bill was 145 dollars for the month. This month is was 146 dollars and some odd change. I guess that is going to be our norm here in this rental. The rent is paid for October and November. The bills are paid in full. Our freezer is full, the pantry is full, and we are blessed.

I have learned a few things about us and our pantry since moving here to Florida and having limited funds. We are not buying things that won't be used. I no longer have the mystery challenge of what to do with odd and ends that have been in the pantry for a long time. I have used almost everything in the pantry when our funds are tight and found that my family will not complain if they are hungry enough.

I spent 198 dollars at Aldi on Thursday and it felt really good. I guess having my old job give me my vacation time in the form of a direct deposit works wonders for the budget, even if the federal government took a large sum of it to the tune of a bit more than 2 thousand dollars.

October 3rd meals

My kids had cereal for breakfast. Lunch consisted of some frozen ravioli that I had in the freezer from Aldi. I simmered them and added some jarred spaghetti sauce. There was nothing left over and there were also no complaints. 

Last night's dinner was a medium size pork tenderloin that I bought a couple of weeks ago from Aldi. I cut pork chops an inch thick and baked them in the oven with some salt, pepper, onion and garlic powder. We also had fried potatoes (4 medium size potatoes with 1/4 of an onion, and one clove of garlic), left over baked beans (finally they are gone), and I sliced a few roma tomatoes, half a cucumber, and two mini yellow peppers to have as a side dish. 

I was going to use the lettuce I bought from Aldi, but I think it sat too long and went bad. I will try and not make that mistake again. 

Tuesday, October 3, 2017

What's been happening?

I finally received my PTO from my old job! I did have it in my checking account on Thursday. I was so thankful. I paid November's rent, got my car registered, paid the bills, got groceries, and we went out for dinner. I still have half of the money in my checking and this has to be transferred to my savings.

My husband asked me to buy a new box spring and mattress. Ours is terrible and very old. I will have to look at prices this week.

Dinners have been very sporatic. I did 20 hours at work last week on orientation. I was given 29 modules to complete for critical care staff. I was told to complete these at home and I would be paid 37.5 hours to complete them before October 7th.

I start in the cardiovascular intensive care unit on October 10th with a night shift position. There's a 12 percent differential for 3 to 11, 12 percent diff for weekends, and 20 percent diff for 11 to 7 pm.
I also enrolled the five of us in our health benefits.

Tuesday, September 26, 2017

Today's meals

I worked from 8 until 430 in hospital orientation. This morning I put four large chicken breast in the crock pot with a boullion cube, some water, onion powder, garlic powder, and celery salt. I added 6 small potatoes and two large carrots. I cut up the potatoes and carrots. Everything went into the crock pot.

I took out frozen hot dogs for lunch for the family since my daughters were working, but my son and husband were home. They ate the hot dogs.

Dinner tonight was awesome. We have two large chicken breast left over. There's a few chunks of potato and carrot left. There is an awesome amount of chicken stock in the bottom of the crock pot. I put this in the fridge to let the fat go to the top and I will remove the fat and put the stock in the freezer. We had left over corn and Brussel sprouts from last night with our meal. My husband make a very small salad too.

Breakfast: This morning I had half a bowl of cereal and a cup of decaf tea with skim milk and two tsp of sugar.

I am not sure what we will be having tomorrow. I will serve the left over chicken from tonight. Just not sure what I am going to do with it yet. Work lunch consisted of left over taco stuff made into a salad. I added some pizza cheese to it since it is all we have.

My husband did a great job with dinner. He washed some laundry and cleaned house today.

Monday, September 25, 2017

What's been happening?

Work has been busy learning the hospital and how they do things. We have an extensive orientation. I have a hospital orientation until October 7th. I will have a few weeks with a preceptor after this time and I will be on my "own" then.

My birth certificate came in the mail. I am waiting for my marriage certificate to come in the mail. When I get the marriage certificate I will get both cars registered.

We have limited food in the pantry, fridge, and freezer.

Wed: My husband made chili with ground turkey and black beans. It was amazing.
Thurs: We had pasta, broccoli, and chicken drumsticks.
Fri: we went out
Sat: we went out
Sun: We had pork ribs (ohama steak house package from August) baked in the oven with BBQ sauce, meatballs with from scratch beef gravy, mac and cheese, corn, and brussel sprouts. I was hoping for left overs for my work lunches, but there was not much left. We also had a small salad and corn bread.
Mon: My husband made tacos. We had a kit in the pantry. We used 80 percent lean ground beef. We had a prepackaged "rice kit".

I took out a family pack of chicken breast that I bought a while back from Aldi in the fridge. I will put the chicken in the crock pot in the morning with some carrots and potatoes. I have some chicken broth that I can add to the crock pot. I was going to add half a thin sliced onion to it also. Having dinner ready when I get home eases some stress in the evenings.

Tuesday, September 19, 2017

Life

A couple of things! I started my job yesterday!! So very excited. I also found out this morning that my family and I have immediate coverage for medical, dental, and prescription coverage! I will get more to that in another post. I am so thankful to be working again. I have this week and half of next week for orientation. I have a week of classroom stuff to complete for week three. I will be in the ICU working with a preceptor for a couple of weeks until I can find my way in a new hospital regarding policies, procedures, and such.

We had some leftovers from Sunday dinner in the fridge. Our cousins brought over some sweet tea, potato salad, and a fruit salad to share.

Monday, my middle daughter, made the last of the marinaded chicken quarters, mashed potatoes, corn, and green beans. It was amazing and dinner was ready when I got home from work.

My daughters started a new job this morning. It is a part time temp position for both of them. They will work from 8 am until 330 in the afternoon. I am proud of them.

Tonight's dinner was a bunch of leftovers. We had a couple pieces of chicken, some potato salad, baked beans, one small piece of meat loaf, corn, fruit salad, and green beans. Every one got to pick and choose what they wanted and there was nothing left.

Lunches for work: Yesterday being the first day, the new job provided the lunch for everyone. There was a box lunch, with bottled water or tea. I took the roast beef box lunch and bottled water. Today, I packed the last of the gravy, rice, carrots, and beef that was in the fridge. It was pretty good. I had cereal this morning before work and my girls ended up having scrambled eggs.

I did make half a box of pasta for lunches tomorrow. My girls requested mac and cheese for tomorrow. We had a half a jar of cheese sauce in the fridge. I mixed it with the pasta and my girls will pack this for their lunch tomorrow.

I had half a container of ground beef in pasta sauce. I added some of the cooked pasta to this and warmed it up on the stove. This will go into my lunch tomorrow.

I got home from work, my husband took the dog out to go for a quick walk. My son gathered all the laundry. I washed two loads of laundry and my husband helped me clean up the kitchen. The dishes are in the dishwasher, the pans are washed, the floor is swept. I have one load in the dryer and the last load in the washer waiting to go into the dryer.

I stopped by our new "home" which is just the ground being broken and there is a frame on the ground!! There are permits hanging at the construction site. I am so excited.

I got a hold of human resources at my old job. I spoke to the head of human resources and explained about my overdue PTO "vacation time" that is due to me. I was told that the paperwork wasn't filled in on time and sent to the office. I have finally been approved for my "vacation time" and will receive this as a direct deposit on September 28th. FINALLY.

I received a notice from Wells Fargo. I had the mortgage paid off until September 1st. They sent me a check for 605.55 and this will be deposited into the bank. My husband was given 105.55 and the rest will be put into my checking account to pay the bills until I receive my overdue PTO.


Sunday, September 17, 2017

Sunday dinner

Sunday dinner consist of chicken thighs, drumsticks, mashed potatoes, green beans, and a small salad. Our cousins are coming over tonight for dinner and we usually alternate houses on Sundays.

I took out the 10 pound bag of chicken quarters from the freezer the other day and put it in the fridge. The bag has thawed. I was able to separate the quarters into individual thighs and drumsticks. I used nine quarters and have enough chicken for the nine of us this evening.

I have six chicken quarters left in the fridge. I put them in a freezer bag and put some garlic and herb marinade on them. I bought the marinade from Aldi a while ago. They will be cooked tomorrow for dinner.

We are going to have mashed potatoes, steamed green beans, and a small salad for dinner with the chicken. I seasoned the chicken with some salt, pepper, onion powder, garlic powder, and a small amount of poultry seasoning. The chicken is baking in the oven right now.

We should have enough chicken for each person to have two pieces each. If there is chicken left over I will send some of it home with our cousins and take what is left to work this week for my lunch.

Saturday, September 16, 2017

Electric Bill

Our last electric was 188 dollars and was paid in full. My husband had been living in the rental for about three weeks before I got here. He arrived with the older children on July 15th and got the keys. He had been staying with his cousins from July 12th until the 15th.

We received our new electric bill. I arrived August 5th. I was surprised when I opened the email from the electric company. The bill was 101.44.

Yep. 101.44 total.

We use the oven. We use the AC at 78. We keep the ceiling fans on all the time. We have five ceiling fans and they belong to the rental. We wash clothes twice a week (Sunday and Thursday). We probably wash 4 loads each day. The dryer runs for 30 minutes total. I showed the kids how to set the dryer. The settings on the washer are for cold water wash and cold water rinse. The washer has a second rinse cycle but we do not choose this option. We wash on the medium cycle. We do have a television. We don't watch much TV. The blinds are closed in the bedrooms. I do open the blinds in the kitchen to let some light in. We have two large windows in the living room. The one window has a set of blinds that we keep closed. The other sliding door blinds we open half way to let some sunlight in. We use the crock pot. We use the rice steamer. We use the microwave. We use the dishwasher once a day. The fridge temp is set at 37 degrees. The freezer temp is set at negative two.

We all have cell phones and laptops that are used a lot.

Our bill dropped drastically. I am not sure what will happen with the next electric bill since so many people lost electricity and had down power lines from IRMA. I am going to wait and see if the bill increases. We will not change what we are doing. I think 101 dollars and 44 cents is an amazing electric bill for a house this size.

Old Jugs

Milk Jugs.
Juice jugs.
Water Bottles.
Any reasonable size jug.

Do you keep them? Put them in the recycling bucket? Throw them in the trash? I used to put them in the recycling bucket and still do at times.

I have been cleaning them out and rinsing with hot water after use. When we found out that we were heading for a hurricane I actually put tap water in the jugs. I filled a couple of them about 3/4 full with tap water and put them in the freezer. The thought was that if we lost power we could keep our food cold and prevent the loss from spoiled food.

As I keep thinking about this I thought that it would be great to boil the water and put the boiled water in jugs to have in an emergency. I have two in the freezer right now. I have one in the fridge full of "sweet tea" and another that is thawing. We will have cold water to drink and it will help keep other foods cold. It will prevent the refrigerator from having to work as hard. (I think I read that in the tightwad gazette a couple years ago).

My husband told me that he thought I was weird for using the older jugs. He didn't say much to me about it other than he thought it was weird. Oh well. He doesn't complain when he has cold water to drink or tea with ice.

Does anyone else reuse the jugs? If so, what do you do with them?

Plastic bags

We all have them. It's those plastic bags that we get from the store. It could be the bags that hold our sliced bread. It could be any bag, even a produce bag, that held a pound of apples.

The city we live in does not let us put these bags in the recycling for pick up on Thursdays. We have always used these bags to help with cleaning and scooping of cat litter. The bags get used to line bathroom trash baskets. We use these bags also to pick up our dog's mess when we take him outside to use the "facilities". My kids usually walk Jackson. When we owned our home we had a fenced back yard and could let him in and out as he wished. Now that we are renting there's no fenced yard and he needs to be walked a couple times a day.

Some times I use the bread bags to put dryer lint in and throw away when full.

We shop at Aldi and have our own brown bags that we use all the time. We do stop at other stores occasionally and have two bags that are filled with other plastic bags. We do put a bag in the car to have a place to throw things when we are out and about in town.

What do you use those bags for? Any thoughts?

Forgotten meal

I forgot to add that we had burgers from Aldi the other night. The burgers were 85 percent lean and 100 percent pure beef. We added one slice of cheese to each burger after they were baked in the oven. I did cut up some lettuce, cherry tomatoes (I sliced in half), sliced a small bit of onion, and cucumber. Everyone got to pick out the condiments they wanted. I opened one of the two last cans of baked beans that we had and warmed those up.

Overall, it was a quick and satisfying meal for the five of us. There were some baked beans left over and those are in the fridge for another meal. We did not have hamburger buns and people could have the burgers on regular bread if they wanted.

What's been cooking?

I went to Aldi the other day to get groceries. We have been using what was in the pantry prior to our shopping and will continue to do so supplementing with what I the other day.

My kids have been eating toast with peanut butter for breakfast. I also bought a toaster. We apparently didn't bring our old one with us in the move and I just noticed this week.

We finished the last two cans of tomato soup in the pantry and these cans were put into the recycling.

Dinner last night was two single serve meatloaves and one chicken cord on blue (both were single servings int he grocery package that my MIL sent in August). We had left over corn, broccoli, and brown gravy in the fridge. I warmed the veggies and gravy in the microwave and the kids got to pick and choose from. I steamed some white rice to give them something else. There wasn't much to choose from. We have a small portion of a meat loaf left (think about one small slice).

The night before we made pasta with jar sauce and ground beef. There is a moderate amount of ground beef and sauce left. I was going to add the meatloaf to this and serve as a small amount of pasta for lunches tomorrow.

When I got up this morning I put the last package of beef tips (in the grocery package from MIL in august) in the crock pot with a bag of baby carrots (bought several weeks ago and didn't use). I added half an onion, two cloves of fresh garlic, the last can of cream of mushroom soup, a cup of beef broth, and let this cook all morning. I will steam some more rice (my older kids like rice and it is filling). I am going to make a small salad to go with this and we will have a late lunch early dinner tonight.

I have thawed the 10 pound bag of chicken quarters. I am going to cut the legs from the thighs and have sticky chicken tomorrow for dinner. I am not going to use the whole ten pound bag for sticky chicken. We usually have Sunday dinner with our cousins and this would be more than enough for the five of us, the four of them, and help with leftovers for the week.

I also made a pot of tea on the stove. I made a lot. I used the biggest pot I could find. I boiled water, added four decaf tea bags, and half a cup of sugar. It will go in the "tea jug" in the fridge. The tea jug is just a washed and clean gallon container that had milk in it before.



Been down a few days

Comcast and Sprint have been down the past few days due to the electric companies in Florida doing their tree work and the after effects of Hurricane Irma. We did not have services for two days. I know, seems harmless right? 

Not when we have internet junkies in the house! 

We found out about an hour ago that it was back on. My husband and kids cheered in our bedroom. The house is really quiet now and everyone is enjoying their internet time. 

Our electric bill came in the mail. It is only 101.44 this month. THUD! Not what I was expecting but a very nice surprise. 

Our water bill was 145 dollars and a HUGE surprise. I looked over the bill and found that our home has automatic irrigation for the lawns in Florida. It is set by the home renter and is mandated in the lease to water the grass twice a week. I spoke to my husband. It is middle of September. We are going to look at the water irrigation meter today and figure out how to change the settings from twice a week to once a week. I can not afford a monthly water bill of 145 dollars. It stated that the use from the reclaimed irrigation water was 11,000 gallons and personal home use of water was 5,000 gallons (included showers, kitchen use, washing machine, cooking etc). I can not justify using twice the amount of water in a month to keep the lawn watered. I seriously can not justify that. It rains often in Florida (almost daily). 

My vacation time (PTO) Update: I emailed my director twice this week. I finally was able to call HR and left a message on the voicemail of our representative. I am hoping for a call back this coming week. I am determined to get this benefit from my old employer. I met the qualifications, worked for eleven years without any misconduct, and never had issues while being employed there. 

253 hours X 32.78 an hour is over 8 thousand dollars before taxes. This money would help my savings account and us to pay bills until I get my first pay check from my new job. 

I start my new job Monday!! I am so excited but very nervous. 


Wednesday, September 13, 2017

Mid month budget

I emailed my old director again this morning regarding my vacation time that is supposed to be given to me that I didn't use in the eleven years I worked for her. I emailed her to give her an update and asked if it would be deposited into my checking account this week. Tomorrow is a regular payday for this company. I am waiting for her response back.

Prior to getting the vehicles registered I need to get a certified copy of my birth certificate and marriage certificate. The DMV requested that I go online at vitalcheck.com and could get these two documents ordered and sent to me. The cost was about 70 dollars each.

I went online to the cities where I was born and get married. I was able to download the appropriate forms and I will get them printed out. The costs will be 10 dollars for the birth certificate and 15 dollars for the marriage certificate. It will take a bit longer to get to me through the mail, but I can't afford 140 dollars for the two documents.

I was looking at my budget. I have about 975 dollars worth of bills sitting on my table. I am going to have to take the money out of my savings to pay for bills, get gas for one car, and to get some groceries. I really don't want to take the money out of savings, but I don't see any way to get the bills paid, and unless my vacation time is more delayed, I really don't have a choice. I can always put the money back in my savings account when it gets direct deposited from my old employer.

I start my new job on Monday. I am so excited. I feel that we are blessed to have been able to move, begin new lives, sell our old house, and be able to rent while our new house is being built.

Tuesday, September 12, 2017

Meals, Life, Finances

Well the pantry, fridge, and freezer has many bare spots and the recycling bin is very thankful to be filling up.

I gave the kids the choice of either pancakes or oatmeal with milk this morning. They choose oatmeal. Lunch consisted of peanut butter with jelly, turkey, or tuna sandwiches. Two kids had peanut butter and jelly. One child declined. My husband and myself had tuna sandwiches. I opened two cans of tuna, mixed it with some mayo, added half a stalk of chopped celery, and 1/4 of an onion. Everyone enjoyed their lunch. Yesterday the kids had french toast for breakfast. I save all the bread ends in the freezer until we have enough for french toast. The kids and my husband had french toast. I did not have any. There wasn't enough for the five of us.

Dinner consisted of opening a package of pork chops. These were very large and only had four in the package. I baked them in the oven and when finished cooking we emptied 2 dredges of BBQ sauce on the pork and let it finish cooking. The BBQ containers were washed and went into the recycling. We made a package of red beans with rice. It was a prepackaged kit. The box went into the recycling. I also steamed some Aldi green beans that we had in the freezer.

We are almost out of milk. We used the last of the eggs yesterday. I made carrot cupcakes (a box mix in the pantry and used the last bit of frosting in the fridge). My kids had scrambled eggs the other morning for breakfast. I used the last of the butter yesterday for the eggs and had to scrape the butter container. We have no cheese. We have some pork and beans. No other type of beans at this time. We love beans.

For drinks: we have bottled water, tap water for the animals, decaf tea, and a small package of lemonade. I am making a gallon of tea to put into the fridge for those who want something other than ice water. (boiled water, four tea bags, 1/2 cup of sugar, one empty cleaned out milk gallon jug).

Snacks: a few carrot cupcakes are left and I will have to look around to see what else we have. We have no fruit.

Produce: a few potatoes, a head of lettuce, a couple of cheery tomatoes, 6 medium size onions, fresh garlic, a pound of baby carrots

Bread: a package of hot dog rolls, half a loaf of bread (I need to get some yeast. I have everything to make homemade bread including a bread machine). I have a Jiffy corn bread mix.

I took out a bag of chicken quarters that I bought a while back for 89 cents a pound and it is a ten pound bag. These are thawing in the fridge and I will come up with a plan. The ten pound bag will make quite a few meals for the five of us with leftovers which will be a blessing.

Frozen veggies: several bags of corn, peas, green beans, brussels sprouts

Meats: 2 large packages of chicken breast, two small packages of pork ribs (from mother in law grocery package in August), 2 pounds of ground beef, a pound of hot dogs, one pound of bratwurst, 3 pounds of ground turkey, one package of bacon, two single serve meat loaves (grocery package from MIL in August), one single chicken cord on blue, one package of beef tips (grocery package from MIL in August), and half a pork tenderloin.

We have spices. We are limited on canned goods. We have two cans of beans, one can of corned beef hash, two cans of tomato soup, one can of mushroom soup, and I am sure there are a few other things. We are out of canned tomato products.

So, with that being said I was looking over this post and noticed that I was rambling about groceries. We have finished paying off the old bills in Virginia. We have to get the two cars registered in Florida. We have to pay October bills. Funds are very tight and I am concerned that I will have to transfer money from my savings to the checking to pay the bills if I do not receive the vacation time that I did not use at my former job this week.

We have not been to the store since August 27th for any major grocery shopping. I am a bit stressed but thankful that the water/gas/trash bill is paid and the electric is paid. The rent is paid until November 1st. I start my job on Monday. It is a blessing.




Today's thoughts

The hurricane has moved on and I believe has become a tropical storm. We still have a bit of wind where we live, but we are blessed. We have a home, never lost electricity, had some shingles come off the roof, and a lot of broken tree limbs. I put in a maintenance request for the lost shingles, a few three limbs that are broken in half but hanging off the front tree, and for the clean up of the limbs that my family took from the ground and stacked them near the garage.

I have been in contact with my director at my previous job. She stated that she would ensure that I would receive my vacation time cash out. I spoke to her about a week and a half ago. This Thursday is a normal pay day for the company I used to work for. I am hoping that it will be direct deposited into my account this week.

253 hours X 32.78 an hour is a nice amount to receive and would help tremendously in getting the bills paid and put enough into savings. All taxes will come out of this money.

I start my new job next Monday. I have HR orientation and will receive information on the benefit package. I need to find out from this employer if they will allow me to roll over my 403 B into their retirement plan. I will know next week.

The new house hasn't been started to build yet due to the hurricane. We drove by there yesterday and there are several stakes in the ground. The utility lines are marked. It is a start. The mortgage loan was approved at 4.2 percent interest. My credit score is 731.

My savings account has 33,000 in it for the down payment and closing costs. We will be putting 20,900 down at closing. I want to keep 10,000 in the savings for emergencies and a cushion. The 3,000 extra will just stay there and gain interest. The savings account is in my name only to prevent my husband from spending foolishly. This savings account is considered an investor's savings and the bank stated that if I set up the savings this way I would gain more interest. I agreed. I earned 3.16 cents in less than a month in interest. It is free money. I will take it. Every little bit helps.


Sunday, September 10, 2017

What'a been happening?

IRMA is here and we are safe at home. This morning I made breakfast for everyone. I scrambled some eggs in bacon fat (I am out of butter) and served these to the five of us. Everyone ate and did not complain.

Lunch consisted of cleaning out the left overs from the last few days. The kids go to pick and choose what they wanted from the last bit of chicken, peas, broccoli, pasta, and a few slices of pizza that were in the fridge. All the left overs are finally done.

Tonight's dinner consisted of thawing a pound of ground beef and making 15 meatballs. I baked these in the oven. I took five potatoes and boiled them to make mashed potatoes (I scraped the butter container to get some for the potatoes, it wasn't really enough). I steamed some corn and I made brown gravy from two packets in the pantry. I put the gravy over the meatballs and mashed potatoes.

There's some corn, mashed potatoes, and a bit of gravy leftover. They will go into the fridge for another meal. I am not sure what the plan is for tomorrow because IRMA is supposed to get worse overnight.

Our lights have been flickering on and off. We have the radio on to hear the weather reports. We still have cable and cell communication. We have been told that there are tornado warnings and watches. We have some broken tree limbs in our back yard. The winds are terrible and the rain is just overwhelming.


Friday, September 8, 2017

Thursday

We have been keeping up to date with the local news regarding hurricane IRMA. Southern Florida has mandated evacuations. We are not in southern Florida but Lake county (here in central florida) has decided to open shelters tomorrow morning at 8 AM for residents. If needed we will go to the shelter and stay until it is safe to leave and go back to our home. We have a rental home that was built in 2005 and appears to be sturdy and safe. The property management company has contacted us several times to give us information how to be prepared. They requested that we contact them through email once a day to ensure that we are safe and well. They are also going to be coming to each property to assess for weather related damages.


What has been cooking? Thursday morning we had left over chicken for breakfast. The kids had left over fried chicken and the last of the baked beans for lunch. These two things are finally gone! Lunch for my husband and I was a small bowl of chicken salad that I made using the marinated chicken breast that I baked slowly the other night. We will have some of the marinated chicken left. I only marinated two large chicken breasts and this had made enough lunches for a couple of days.

Thursday night's dinner was steamed white rice over shredded chicken, carrots, and gravy. The other day I put the other two chicken breasts in the crock pot with a bag of baby carrots, and a can of cream of chicken soup and the last of the chicken stock I had in the freezer. This cooked all day and I shredded the chicken. This was able to feed the five of us last night with a small amount left over to be used today.

Tonight's dinner will be pasta, with meatballs, and sauce. We need a break from the chicken! I have a pound of ground beef thawing and will make meatballs out of it. I have to jars of spaghetti sauce in the fridge with 1/4 cup left in each one. I will finish those two end jars up and if needed open another jar from the pantry. The kids will have some Parmesan cheese on their pasta. We will either steam some broccoli or peas to have with our meal.

Wednesday, September 6, 2017

What's been cooking?

Well, not much really. Last night we had leftovers served buffet style. I offered fried chicken, baked beans, potato salad, hot dogs, Italian sausage, and green beans. We still have some fried chicken, baked beans, and a small amount of potato salad left.

I did marinade two chicken breast yesterday and put them in the oven. I baked them at 325 until done and sliced the chicken breasts. We will use this chicken for sandwiches this week. I actually did cook the chicken in the hopes that we would have some proteins available if we lost electricity during the storm. We can make sandwiches or just eat the chicken cold with items from the cabinets.

I put the other two chicken breasts in the crock pot (my cousins gave packages of chicken breast to my husband when he moved in the house in July. We have been working on using this up). I finally used the last package this morning. I put the chicken in the crock pot. I added a bag of baby carrots (from the fridge bought a couple of weeks ago), the last couple cups of chicken stock I made a while ago that needed to go, and a can of cream of chicken soup. I added some pepper, onion powder, garlic powder, poultry seasoning, and celery salt. This will cook all day on low. We will simmer some long grain rice and serve with dinner this evening.

Our pantry has not been filled in a while. We have been using what we have until I get a pay check the first week of October. I emailed my old director yesterday to find out how long it will be until I receive all my paid vacation time that I did not use. I am trying to be patient and wait for a response back from her. She is not known for her timely responses to questions.


What's been happening?

One word. IRMA.

We have been getting ready a bit more seriously than we would have in Virginia. Being in Florida means that there are no mountains or a valley to protect the residents like we have in Virginia. We have shelf stable foods. We have bottled water. A TON OF WATER. We have cat food. We have litter. We have dog food. We have some cash in my husband's wallet. Not much. We have two cars with gas in them. We have four flashlights. We have a radio. We bought a lot of batteries. We have candles. We have matches. We have two coolers in the garage. I paid for the flashlights and batteries. We had everything else prior to the arrival of IRMA.

Shelf stable foods: canned beans (3) , tuna (2), peanut butter (2), jelly (2), dry cereal (1), bottled water, canned soup (in an emergency we can eat canned soup cold) (4), saltine crackers (1), canned soda (it is what it is), one can of corn beef hash, kool aid packets (several packets), two boxes of town house type crackers. We do not have much in the pantry since we have been using what we have to keep expenses down. We can supplement this with food from the fridge and freezer unless we lose electricity.

Water: We have several gallons of water. We have three cases of 20 ounce bottles. We have been filling zip lock bags with water and freezing them. We have an ice maker that I have been filling zip lock gallon bags with to keep in the freezer. I have an empty jug of tea that I washed out and filled with water to put in the freezer. (I have a couple more empty jugs that we will fill and put in the freezer later today).

Filling the bathtub: My husband suggested last night that we fill the bathtubs. We have a regular size bathtub in my kids bathroom. We have a spa size tub (which we hardly use) in our bathroom. I would consider filling the bathtubs with clean water to use for flushing the toilets and providing the cats and dog with water to drink.

Cash: My husband has a couple of dollars in his wallet. 99 percent of our money is in the bank.

Cars: Both cars have gas. We also have a full gas can in the garage if needed. There has been rumors that the gas stations have been running out.

Medications: We have three weeks supply of medications for everyone. We are going to need refills eventually, but at this time, we should be prepared and have enough for the next week. I also bought generic Tylenol and generic ibuprofen from the dollar store the other day.

Toiletries: We have a 12 pack of toilet paper. We have shampoo and bath soap.

Tuesday, September 5, 2017

Breakfast

My DD#1 refused breakfast. She said she wasn't hungry. DD#2 had an fried egg and cheese sandwich. DS #1 had a fried egg and cheese sandwich. My husband did not want breakfast. I made fried potatoes with onion cooked in bacon fat. It was just OK. This cooking with bacon fat will take some work. I thought the potatoes were very bland. I scooped out 1 teaspoon of hardened bacon fat from the small container I had in the fridge and melted it in the frying pan. The spices from the bacon were at the bottom of the container and I didn't get any of that in the potatoes. Maybe I need to use more bacon fat when cooking with it.

We are staying home today. I hope anyway. I have some chores to get finished here. Our last electric bill was 188 dollars for the month. It is due to be sent out again and we have used the dryer for a month. I am a bit concerned at what the bill will be because we had that episode for a week with the dryer not working properly.

The water bill came in. It is 145 dollars. This includes trash/recycling pick up/water/sewer/ and fees. This will be a monthly expense which is new to us. In our old home in Virginia we got a water bill every two months and it was about 140 dollars total. We will have to figure out how to balance the new monthly expenses.

The bills from Virginia are finally paid off. We still have to get our cars registered in Florida. I have to get my Florida license, but first have to get a copy of my birth certificate and marriage license, to take to the DMV.

Things are a bit tight here financially. We are doing well overall, and I start my job on the 18th. I am looking forward to getting a paycheck and health insurance. I have emailed my old director to find out about my PTO cash out. I have not received that yet. This is a bit concerning for me as I worked for the company for 11 years without any issues or concerns.


Monday, September 4, 2017

Labor Day

It has been a good day at home. We survived the storm and lost electricity for about 45 minutes while attempting to feed everyone. We had company so there was 9 of us to get plates of food.

I made potato salad (cheap, easy, and filling), baked a small package of eight hot dogs, a small package of Italian sausage links, opened two small cans of baked beans, served a small frozen container of Omaha steak (care package a few weeks ago from MIL) of green beans, and I cooked a pound of pasta for my kids to make mac and cheese. They use a basic white sauce and we added some Colby cheese to it.

My husband's cousins brought two large containers of fried chicken, soda, and sweet tea from Publix. We don't shop there and go to Aldi instead. Publix ix right next to our house, but the prices are a bit harder on the budget. The chicken was amazing. Just saying.....totally amazing. I never fry chicken. I don't even know how to fry chicken. I do like chicken and often either bake it or put it in the crock pot.

I washed four loads of laundry today, using half the amount of detergent recommended, and used two dryer sheets total. I figure we can cut our pennies and eventually it will help us become wiser about where our money is going.

The hot dogs, sausage, beans, green beans, potato salad, and mac and cheese come from our own kitchen. I cooked everything except the mac and cheese. My kids did the mac and cheese and put it in the crock pot to keep warm. They did a good job.

My son and oldest daughter finished off the last of two boxes of cereal this morning. We have a small bit left in the last box which will probably go tomorrow morning. My husband ate the last five strips of bacon last night. I didn't know because I was looking for it to add to the potato salad this morning when I was making it. He said it was great.

My middle daughter chose to eat the marinated pork from last night with some steamed corn for breakfast/early lunch. There was a bowl of rice left over with some cut up pork in it. I put some butter in a pan, melted it, added some sliced onion, and the rice/pork mixture. I told my husband that it was fried rice. We did not have any soy sauce or anything like that. He said he liked it and didn't complain at all.

The left overs from yesterday are gone. I have a bowl of potato salad, a large bowl of baked beans, a small bowl of green beans, a bowl of mac and cheese, and a huge container of fried chicken left over for tomorrow. We will be eating this for lunch and possible dinner tomorrow. My cousins took some of the soda home that they brought over. They did not want the chicken or the sweet tea. They said that they usually don't eat any leftovers.

We do and always eat leftovers. I have a small amount of bacon fat in the fridge from yesterday's adventure with the cracked black pepper bacon. I considered using this to fry eggs, but the bacon was so spicy I am unsure if my kids will eat the eggs if used in bacon fat.

Any suggestions other then fried eggs? I would consider using the bacon fat to fry potatoes later this week.



Sunday, September 3, 2017

This weekend

A couple of weeks ago I bought two packages of marked down pork for 3.67 total and both packages had a dollar off coupon in addition on it. I didn't look closely at the packages when I bought them. I took them out of the freezer on Friday and it said "pork fat". 

Well, I let the two packages thaw in the fridge. When they were thawed I trimmed off all the pork fat and found that there was a medium mixing bowl of lean pork that we could cook for meals. I had some Aldi marinade in the pantry and used some of this to tenderize the meat and provide some flavor. The pork sat in the marinade for 24 hours in the fridge. 

I baked the marinated pork this afternoon at 325 in the oven. I took some frozen corn out of the freezer and put two teaspoons of butter in a pan and simmered both the corn and butter. I had bulk white rice in the pantry. I had some scratch chicken stock in the fridge that needs to go. I used 1 and 1/2 cups of chicken stock and 1/2 cup of water in the steamer and added one cup of long grain rice to steam. 

Dinner was amazing. I have a bit of rice left over. We have a small bowl of pork and corn left for tomorrow to have for lunch. I was considering making a fried rice for lunch using tonight's left overs. I have never made it before and found an easy recipe online. I will attempt to make this tomorrow. 

Last night we had pancakes and smoked cracked pepper bacon for dinner. The pancakes came from a mix that my husband bought prior to my arrival in Florida. The box is almost empty. The plan is to finish using this up during the week. The cracked pepper bacon was from the grocery package that my mother in law sent a couple of weeks ago. It was a 12 ounce package. I cut the strips in half and baked them in the oven. We have five strips left and those are in the fridge to incorporate into meals this week. 

I saved the bacon fat to use to fry eggs and potatoes this week. I am trying to be more frugal and save some money at the grocery store. 

Things that need to be used this week:
left over marinated pork
left over rice
left over buttered corn
5 strips of bacon
corn bread


Thursday, August 31, 2017

Lunch today

My son opted to have two peanut butter and jelly sandwiches. 
My middle daughter opted to have chicken noodle soup. 
My oldest daughter opted to have the last package of ramen noddle soup. 
My husband and I finished off some bagged salad, added a small cucumber, a few cherry tomatoes, and a bit of cheese. 

We emptied the last two bags of tortilla chips (into one medium size bowl) and offered the last remaining salsa with gaucamoli along with some strawberries and watermelon for all of us. I put this on the dining room table for all of us to share as part of our lunch. We used up a lot of lurking stuff that may have other wise gone to the wayside. 

That's it. A basic lunch. More later. I have a nap in the future since I spent the morning cleaning house and doing some house chores. 

Life

Monday: My husband and I went to see the mortgage lender to submit paperwork. I am approved for the mortgage for the house. We are putting 10 percent down (20, 900) and the mortgage will be for a total of 184,410 dollars. The paperwork has been accepted and the loan has went to the processing department for a 30 year loan with 4.2 percent interest fixed. The hold up with the loan process will be the submission of two paychecks from my new job which I start on the 18th.

Tuesday: I went to my new job for HR forms, a physical, and a drug test. The forms are submitted. I had a physical. I completed the drug test. I submitted all my vaccinations, ppd testings, titers, and had all my correct dates on each form. I needed a second ppd test which I received and have to go back today at 2 to get it read.

Wednesday: We ventured into Orlando and took the kids to Epcot. My husband bought season passes. This does not come out of my budget. This is strictly his spending money that he has after he pays his bills every month.

Thursday: We are staying home most of the day. I did some house work. Our pest control folks came back because we found some ants in the living room. The pest control folks have been here twice now since we began treatment for the rental. The pest control folks found another colony outside near the living room sliding doors and put some bait down. They will be back in a week to evaluate for progress. We have only seen a small amount of very tiny ants in the living room. It is best to take care of this problem before it becomes a huge problem. I have to go back to my new job and get my ppd test read at 2 this afternoon.

Meals this week: My kids had cereal with milk or the choice of eggs for breakfast. Lunch was either sandwiches (pb&j, turkey breast lunch meat from Aldi with cheese, hot dogs, or soup). Dinner on Monday was sloppy joes. Wednesday dinner was ohama steakhouse single meatloaves (from the care package from mother in law) and we baked two of the single meatloaves. We divided the meatloaves into slices for the five of us. The kids were able to choose salad (lettuce, cheery tomato, cucumber), or left over potato salad, and watermelon to have with their dinner. Tuesday's meal was a combination of left over lasagna from the family meal with our cousins, potato salad, and water melon.

I am aware that some of the meals are very carb heavy. We are not snacking between meals. Everyone is eating what they put on their plates and are working hard on not wasting food.

I called HR at my old job this morning and waiting for a call back. I did not receive my PTO cash out as today would have been my regular payday. I did refill everyone's prescriptions last night and paid 96 dollars for 6 medications for both my daughters and husband. I got mine refilled the week before for a tune of 65 dollars. We are all set on meds and continue to have some refills still.

I found a good source for medication discounts. Has anyone ever used "good rx" to get discounted medications? When I was completing my clinical requirements for my master's degree at the free clinic we were able to use this "good rx" to see how much ordered medications would cost patients to pick up at the pharmacy and if they were too expensive there was always alternative meds that could be ordered.

We will not have alternative meds ordered for the five of us until I receive health benefits in November. I start my new job on the 18th and will receive my benefit package then to review and sign up for. I am still waiting to hear from my previous job about receiving a certificate about having health insurance and have to speak to Lincoln Financial about transferring my 403 B to an IRA.

Sunday, August 27, 2017

Home buying process

Our old home closed the other day. We owed 67 to 68 T on it and sold it for 120 T. After everything was finished we were wired 45 T into our joint account and everything is said and done.

I took about 85 percent of that money and put it in a savings account in my name only. I took about 10 percent and put in my checking account to cover the household bills since I will not have a paycheck until October 5th. My husband has some in his account.

I paid September and October's rent. 1500 a month. Done. I paid every bill that I had sitting in my shoe box (sound weird I put the bills in an old shoe box and keep it on the shelf in the dining room). Every Bill Is Paid. I have more than enough money in my checking account to cover the bills for September and part of October as long as I am careful.

I went to the grocery store this morning and spent 145 dollars. I live Aldi.

I paid 2,000 dollars on my sister's mortgage. She is in the process of a loan modification. I don't know any more details than that. I told her that I would help her once the house closed and I did my part. She was very thankful. I did tell her that I wouldn't be able to do much more.

I went to speak to the building company about the homes we toured on Thursday night. The model home that we toured was sold and set to close this weekend. It was a very beautiful single level family home. 4 bedrooms, 2 bathrooms, 1800 sq feet, comes with stove, fridge, and dishwasher. Everything is electric (which is what we are used too). The ceilings are just regular, where as the rental home we have vaulted ceilings.

We are paying 1500 in rent for this home. We thought that we would be long term renters for a while after our house closed. We found that while renting in the short term is OK, we would really like to have a home of our own instead of paying someone elses's mortgage.

I gave the building company a good faith payment Friday afternoon. I have a realtor that is helping us through this process. The mortgage loan will be in my name only as my credit score is 720 and much better than my husband's. Our rent is 1500 and the mortgage would be about 1200-1250 a month which is a bit more easier to the budget.

We are putting 10 percent down on the purchase price of 205,900. I have been approved and qualified for the mortgage loan at 4 percent interest. I have a credit score of 739, 711, and 731 at the three credit bureaus. I am going to meet with the lender tomorrow at noon to go over the required documents that I have to give them. I have all these documents in a folder next to the lap top for tomorrow.

The rest of the money from the house is going to stay in my savings account for an emergency fund. There will be 13,000 in it after paying the 10 percent and closing costs. The insurance and taxes (oh goodness the taxes on the newly built home) will be put in an escrow account.

The home will be completed in November or December of this year. I will have to increase my savings. I am still waiting for my old job to pay my PTO cash out. I am hoping it will be here on Thursday in my bank account. It will be put right into my savings account (which I have access to online).


What's been happening??

Well, our house finally closed this past Wednesday! The funds were distributed and as of Wednesday I was debt free. 

Thursday: I did not get to HR at my new job this week because I lost my CPR card during the move from Virginia to Florida. The HR office told me that I could call the Lake County CPR office and see if they had a course that had an opening. 

We looked at a couple of new homes being built on Thursday night. There is a new development opening that is building two up to five bedrooms homes in the area. We were looking at 4 bedroom single level homes. We talked a lot about the renting verses buying. We did put a LOT of money into our old home. It was a town house built in 1990 and we bought it in 2002 and it needed many repairs through the years. It was a 3 bedroom 2 bath home which we bought when the kids were very young. 1300 sq feet total. 

I went out with my cousin to her house and we had dinner there. My husband took my oldest daughter to her job in Orlando and stayed in Orlando walking, window shopping, and spending time with our middle daughter and son. They came home when our oldest daughter got out of work. 

Friday: We decided to buy a home. We are currently renting and have been here since July 12th. I have been here since August 5th. The house is a 4 bedroom 2 bath home. Two car garage. Very small yard (I have to cut grass, so I prefer a small yard). It is in a development called Chelsea Oaks South. More on this later. 

Saturday: We spent the day at home and enjoyed a day just hanging out together. We cleaned house, took naps, fed animals, watched home movies. We had sloppy joes for dinner. 

Sunday: We are having dinner with our cousins tonight. They are bringing lasagna and cheesecake. We are providing the salad and some watermelon. I went to Aldi this morning and spent 145 dollars. We had a trunk full of groceries and honestly everything is filled in the pantry and freezer. It is a great feeling. 

 

Wednesday, August 23, 2017

Frugal Activities

We are using what we have to care for the family (there's five of us). My daughter needed her hair cut for her new job. She started yesterday. We did not have the funds from the sale of the house yet and I ended up cutting her hair in the bathroom. I cut an inch off the back and trimmed the rest of it. It looks pretty good.

It rained yesterday so the yard got watered.

I emailed the title company this morning to see how long it takes to disperse the funds from the sale of the house. I am waiting for a response back from them.

Breakfast this morning will be either scrambled eggs with frozen hash browns that I will put in the oven or egg sandwiches (we still have some left over hamburger rolls). I am pretty sure that the egg sandwiches will be requested.

I am waiting to hear form my old job when I will receive my paid time off cash out (277 hours) and my 133 hours of sick time at my base rate of pay (32.78) since I need this money to add to the funds from the house to pay bills and have the rest in savings for the down payment on a new to us home.

I have to contact the folks representing my 403B to see if I can get this rolled over into an IRA.

Dinner tonight is about 7 potatoes cut into chunks, the last four carrots, half an onion, some garlic powder, basil, and pepper were out into the crock pot with a one pound package of beef tips. The beef tips were in the grocery package from my mother in law. I added the last can of mushroom soup to the crock pot.

We are running out of things and the freezer remains full. The fridge is half full. The cabinets are getting empty. The bills are caught up until the end of August. I should get my PTO cash out on August 31st since my last two day paycheck was on August 17th.