Updated January Goals

Some of the January goals I have include the following:

~transfer retirement from old employer to new employer plan

~maintain 75 dollars every two weeks as a direct deposit from my pay into the savings

This has been started at the end of December and will continue as a direct deposit every two weeks into my savings account.

~cancel CVS prescription coverage for my husband once all his meds are processed through the 90  day mail order

DONE!! I can not explain how much money this will save us. Our medications are pretty important and his meds keep him from having symptoms of his schitzophrenia. Each prescription was 20 dollars for a 20 day supply. The mail order coverage through my work charged 10 dollars for a 90 day prescription and he has five maintenance medications to take. Some months there was a struggle on where to be able to fit the meds in the budget and we were always successful in getting them, just the challenge was always getting them filled on a pay week.

100 dollars a month for five prescirptions vs 50 dollars for five at 90 days.

~order new blinds for 8 windows and one large sliding door

We went to Lowe's last night and they have the measurements in their computer system. We are going back this morning to get a price on the blinds as we need them for privacy. We have been without blinds or curtains since we bought the house on December 8th.

~buy curtains for my bedroom ON HOLD

~buy curtains for the living room window and two windows in the dining room ON HOLD

~maintain the current standard of living and keep any cash flow that is left over from each pay period to put an additional deposit into the savings.

I received a 25 dollar check from the new mortgage company. It appears that I gave them 25 dollars too much at closing. This will be deposited into the savings account this morning.

~continue using our pantry as wisely as possible as funds are tight and remain so until we are financially settled into our new home. THIS IS ALWAYS ONGOING.

~Bed delivery

The bed was delivered yesterday and my husband and I were too tired to set it up last night. We put the box spring and mattress on the floor in our room. I can't even begin to tell you how nice it feels to get off the air mattresses that we have been sleeping on for months. This was a planned expense that we were discussing since we moved from Virginia to Florida. We will be putting the frame, headboard, and footboards together this morning. The air mattresses will go into the garage for storage and kept for out of town family.

~measuring windows for blinds installation
DONE!