Thursday, September 19, 2013

Emergency Fund: 1,000.00 Goal!!!
3-6 Month Living Expenses 1,415.00 (Goal 5,000)

Wells Fargo  (A) 25,000 YIKES!!!!!! 90 a month at the moment
I have started sending them 300 a month (as of September 5th) including their original minimum amount. I would like to send the 572.11 as a snowball amount, but we've run into a lot of vet bills, and such. My new balance is 24,500.00. I make my regular 90 dollar minimum (interest only) today, along with a 200 dollar to principle. 

Student Loan 15,000 total another yikes!!!! 167 a month...will keep this amount until Wells Fargo A is paid off. (when the above is paid off, then I will put 572.11 a month and the normal 167 towards this loan). New balance is 14,405.22.

Mortgage 72,000 (was 90,000)  total....633.21 a month. I paid October's payment this morning. I threw away the newest statement prior to noting the updated balance. 

My goals are to have at least another 585 to the living expenses by the end of 2013. I am not sure if it's reasonable or not. I had wanted to put 400 in this month and was only able to put in 400 total, but 125 of that was to reimburse from what I took out in August. 

I would like to see the Wells Fargo account hit the 23 thousand mark, but I think that may be putting to much pressure on me. The student loan and mortgage will be accounted for, with minimum payments only. I wouldn't mind taking 1 thousand out of the savings account to send to the Wells Fargo, but I'm scared that something would happen at home, and I wouldn't have my safety net. I like to be able to sleep at night. 

2 comments:

  1. Hi Debbie! You have a really great site! I'm glad to have stumbled upon it! I was wondering if you feature guest postings. Thanks and have a great day!

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  2. I don't know what a "guest posting is".

    ReplyDelete